Data Dictionary
This page explains the types of data the consumer can expect to receive.
1.Data Dictionary
The file below contains excel table with all Data Dictionaries for our APIs.
2.Summary Block and Risk Features
3.Collection Agency Data – Technical Documentation
This section describes the structure, semantics, and field conventions applied to collection agency data provided through LenderLink.
1. Identifying Collection Agency Records
Collection agency records are identified exclusively by the following contributor ID:
All records with this contributorId must be interpreted as collection agency data.
2. loanInfoLenderType
Description
loanInfoLenderType indicates the original institution type of the debt prior to transfer to the collection agency.
Allowed Values (Collection Agency Data)
fintech
Debt originated from a fintech institution
bank
Debt originated from a bank
telecom
Debt originated from a telecom provider
3. Telecom-Specific Conventions
The following rules apply only when loanInfoLenderType = telecom.
3.1 Repayment History
Repayment history is a standardized indicator and does not reflect installment-level behavior.
Unsettled
123456
Settled
1234560
3.2 Balances
Open Balance Represents the initial overdue amount transferred from the telecom provider to the collection agency.
Outstanding Balance Always equal to the open balance.
Overdue Amount Represents the current debt amount, reflecting collection actions applied by the agency.
3.3 Loan Term
Loan term information is not available for telecom debts handled by collection agencies.
3.4 Loan Type
Value 0 corresponds to Others.
4. loanInfoOpenDate Semantics for Collection Agency Records
For collection agency data, loanInfoOpenDate represents the contract sale date — the date on which the original lender sold the debt to the collection agency.
This field should not be interpreted as the original loan origination date.
The original loan open date is available in loanInfoApplicationDate.
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