Data Dictionary

This page explains the types of data the consumer can expect to receive.

1.Data Dictionary

The file below contains excel table with all Data Dictionaries for our APIs.

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Data Dictionary - all.xlsx

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2.Summary Block and Risk Features

25KB

Summary Block and Risk Features.xlsx

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3.Collection Agency Data – Technical Documentation

This section describes the structure, semantics, and field conventions applied to collection agency data provided through LenderLink.

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1. Identifying Collection Agency Records

Collection agency records are identified exclusively by the following contributor ID:

contributorId = eb275afa-21c6-4f48-8480-db1a3ab9b222

All records with this contributorId must be interpreted as collection agency data.

Note than some of the mandatory fields may not be always populated, as some attributes are not available to the collection agency from the original lender.

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2. loanInfoLenderType

Description

loanInfoLenderType indicates the original institution type of the debt prior to transfer to the collection agency.

Allowed Values (Collection Agency Data)

Value	Description
fintech	Debt originated from a fintech institution
bank	Debt originated from a bank
telecom	Debt originated from a telecom provider

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3. Telecom-Specific Conventions

The following rules apply only when loanInfoLenderType = telecom.

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3.1 Repayment History

Repayment history is a standardized indicator and does not reflect installment-level behavior.

Debt Status	Repayment History
Unsettled	123456
Settled	1234560

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3.2 Balances

• Open Balance Represents the initial overdue amount transferred from the telecom provider to the collection agency.

• Outstanding Balance Always equal to the open balance.

• Overdue Amount Represents the current debt amount, reflecting collection actions applied by the agency.

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3.3 Loan Term

null

Loan term information is not available for telecom debts handled by collection agencies.

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3.4 Loan Type

0

Value 0 corresponds to Others.

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4. loanInfoOpenDate Semantics for Collection Agency Records

For collection agency data, loanInfoOpenDate represents the contract sale date — the date on which the original lender sold the debt to the collection agency.

This field should not be interpreted as the original loan origination date. The original loan open date is available in loanInfoApplicationDate.